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Desjardins
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Job summary
The incumbent is responsible for prospecting, developing, and maintaining business relationships with agricultural clients to promote and sell financial products. They act as a key intermediary to analyze client needs, negotiate conditions, and ensure sound risk management while achieving business objectives.
Job details
The incumbent is responsible for prospecting, soliciting, developing and maintaining business relationships with a clientele composed primarily of small organizations operating in the agricultural sector, with a view to promoting and selling products and services in order to grow the centre’s business. He or she uses his/her technical business knowledge and solid grasp of applicable procedures, standards and guidelines to represent, negotiate and engage companies as part of agreements with moderate impact on the business centre. He or she also ensures consistency and balance between sales objectives, sound and prudent risk management, portfolio profitability and member, client and partner satisfaction. More specifically, you will be required to: Initiate, develop and maintain personalized business relationships with current and potential clients in order to promote and sell the products and services offered by Desjardins. Act as an account manager by serving as a key intermediary between the business centre and members and clients. Ensure proper usage and updating of, as well as satisfaction with the products and services offered. Analyze sources of dissatisfaction and recommend potential solutions. Identify and analyze member and client needs, develop personalized solutions and prepare an integrated service offering. Negotiate applicable conditions with members and clients. Recommend strategies and solutions for achieving objectives by the business centre such as increased business volume, sound risk management, portfolio profitability and stronger business relationships. Use intelligence to identify opportunities for business development that will increase the competitiveness of the products and services offered. Execute various promotional activities as part of the centre's business operations. Participate in targeted public relations activities and participate actively in the business community. Be attentive to client and member needs to ensure their full satisfaction, seize business opportunities and, as needed, refer them to the right person to meet their needs. Adhere to all policies, practices and standards in effect, as well as the various laws governing the distribution of financial products and services. Provide sound and prudent risk management for all portfolios under their responsibility. What we offer* Competitive salary and annual bonus 4 weeks of flexible vacation starting in the first year Defined benefit pension plan that provides predictable, stable income throughout retirement Group insurance including telemedicine Reimbursement of health and wellness expenses and telework equipment * Benefits apply based on eligibility criteria. #LI-Hybrid What you bring to the table Bachelor's degree in a related field A minimum of six years of relevant experience Please note that other combinations of qualifications and relevant experience may be considered Knowledge of French is required Knowledge of the latest financial, economic, policy and legislative developments Ability to perform analyses of the market and the business centre external environment Ability to perform financial analysis Knowledge of the characteristics and credit risk inherent to the major agricultural and agriculture-related markets Knowledge of loan and guarantee contracts Knowledge of products and services for businesses and those offered by caisses, components and Desjardins distribution networks and those of the competition Knowledge of financing and credit management practices related to businesses Knowledge of policies, legislation and standards governing the products and services offered by the business centre Knowledge of business credit authorization, monitoring, collection and recovery practices Knowledge of the Desjardins business processes Equity, Diversity, Inclusion and Accessibility At Desjardins, we believe in equity, diversity and inclusion. We're committed to welcoming, respecting and valuing people for who they are as individuals, learning from their differences, embracing their uniqueness, and providing a positive workplace for all. At Desjardins, we have zero tolerance for discrimination of any kind. We believe our teams should reflect the diversity of the members, clients and communities we serve. If there's something we can do to help make the recruitment process or the job you're applying for more accessible, let us know. We can provide accommodations at any stage in the recruitment process. Just ask! Trade Union (If applicable) Job Family Member/client sales and service (FG) Unposting Date 2026-09-30
What you’ll do
The incumbent is responsible for prospecting, developing, and maintaining business relationships with agricultural clients to promote and sell financial products. They act as a key intermediary to analyze client needs, negotiate conditions, and ensure sound risk management while achieving business objectives.
Requirements
The role requires a bachelor's degree in a related field and a minimum of six years of relevant experience. Candidates must possess strong knowledge of financial, economic, and legislative developments, as well as expertise in credit risk and business financing.
Benefits
• Competitive salary • Annual bonus • 4 weeks of flexible vacation • Defined benefit pension plan • Group insurance • Telemedicine • Reimbursement of health and wellness expenses • Telework equipment
Listed skills
- Financial analysis · Preferred
Other relevant skills
Identified from the job description. Confirm important requirements above.
- Account management
- Business development
- Financial analysis
- Credit risk management
- Relationship management
- Negotiation
- Market analysis
- Agricultural market knowledge
- Loan and guarantee contracts
- Business credit authorization
- Portfolio management
- Sales strategy
- Risk assessment
- Client satisfaction
- Financial product distribution
- Product Knowledge
- Credit Risk
- Business Operations
- Sales Prospecting
- Economic Policy
- Agriculture
- Business Development
- Business Credit Reports
- Business Process
- Public Relations
- Credit Management
- Equities
- Sales
- Financial Services
- Financial Analysis
- French Language
- Selling Techniques
- Legislation
- Loans
- Risk Management
- Telehealth
Job areas
- Finance & Accounting
- Sales
- Agriculture
- Management & Leadership
- Customer Service & Support
- Agricultural Accounts Manager
- Account Manager (General)
- Commercial Sales Representatives
- Sales Representatives, Wholesale and Manufacturing, Except Technical and Scientific Products